Your Uncle Sam wants you to buy Freedom Annuities. Annuity Interest rates remain strong with IRS tax incentives that assure you of more income, more growth on your money and more money for your heirs; that is your spouse, your children and your grandchildren.

Its true…Annuities leave your heirs money not court battles and legal fees.

Annuities provide guarantees of income not risk. Guaranteed growth not speculation. Sleep insurance not restless nights. And, annuities save you tax dollars and the tax dollars you save is money that you can spend save or invest.

Annuities will earn you so much money so many different ways you just might feel guilty! You will find the Top 10 Reasons people are pouring billions of dollars into annuities in the ANBC Financial News.

Annuities can help seniors and retirees reduce or eliminate income tax on their social security incomes.

Interest credited to your checking and savings accounts, Bank CDs, and money market funds trigger income tax on your social security income. $1 of interest credited to your bank savings accounts can trigger income tax on .50 to .85 cents of social security income.

That means you could pay tax on $1.85 for every $1 credited to your bank accounts. Interest credited to your annuities does not trigger tax on your social security income. And the tax dollars you save is money you can spend, save, or invest.

Annuity interest rates remain strong and you can choose terms suitable to you with CD Annuities with 3 or 5 year guarantees, annually adjustable rates with big bonuses (make sure it doesn’t require long-term payouts) and some annuities today will guarantee an increasing interest rate over 5 to 7 year contract terms.

Today you can select annuities with a traditional interest rate or an interest rate indexed or linked to a U.S. Financial Market Index. Equity Indexed or equity linked annuities let you participate in the Lion’s share of the increase without index violation.

Look for gains that are credited annually, locked in and protected without losing your money. Like the Freedom Plus (INDEX-25) from American Equity Investment Life Ins. Co. of Des Moines, IA where you have a guaranteed minimum interest rate of not less than 3% compounding tax deferred on 100% of your money. If the market index produces more than the guaranteed minimum interest rate you’re credited with a higher rate that is never exposed to risk.

A word of caution! Don’t confuse the equity indexed annuity with the variable annuity where your money and the increase on your money may remain at risk until the very moment you cash in.

You’ve heard it said that risk increases the rate of return. My study and my experience tell me that risk increases the probability of zero return and risk increases the probability of the loss of some of my money.

Seek the advice of an ANBC Certified Annuity Consultant and you can wake up to a happier, brighter financial future.

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