ANBC Update for 04-12-19
April 12, 2019
Good Morning, 
Type Message Here
2019 Tax Reference Guide
ANBC Company Spreadshet
Bonus Product Spreadsheet (Recently Updated)
Income Rider Comparison Spreadsheet (Recently Updated)
Best MYGA Rates (Recently Updated)
American Equity Current Rates
Rate Changes coming April 16, 2019
Read the memo here
 Previous Updates 

American Equity is pleased to announce the Minimum Guaranteed Surrender Value (MGSV) - Minimum Guaranteed Interest Rate (MGIR) on all of its annuity products is increasing to 1.75 percent. For fixed rate products, the MGIR on the contract value will also be 1.75 percent. All other rates will remain unchanged at this time.

All new product disclosures are now available. Please discontinue use of any disclosure form with a revision date prior to Jan. 1, 2019. Disclosures dated prior to Jan. 1, 2019, will no longer be accepted after Jan. 31, 2019.

Asset Shield Series. Click below for rates
5-Year - 7-Year10-Year
and Now Approved in California.

2019 Loyalty Reward Program
Learn how to earn extra commissions

EquiTrust Current Rates

 Previous Updates 

Can an Index Strategy OUTPERFORM the S&P 500®? When Measured Over Several Years...Yes, It Can!

Client-Use Flyer Reveals the Facts! Click Here.

Commission Rate Changes
MarketPower Bonus Index
Option A – Upfront: reduced 50 basis points
Option B – Upfront + Trail: reduced 25 basis points on the upfront amount
Option C – Trail: no change
Commission reduction does not apply in AK, CT, IL, MN, MT, NJ, NV, OH, OK, OR, PA, TX, UT, VT, and WA.

Transition Rules
To receive the current rates and commission, applications must be received by mail, fax or E-App by Friday, March 29. Faxed applications must be received at EquiTrust by 5:00 PM (Central) on March 29; if fax is confirmed, do not resend; allow a couple days processing time.
Boost Up IRA contributions with a 12% Premium Bonus
It's not too late for your clients to make IRA contributions for 2018. Combine their 2018 and 2019 contributions into this single product with a 12% bonus. Click here for more information.

Equitrust is now accepting faxed annuity applications ( Govt ID is needed)

Deadline Extended To Sign Your Updated Agent Contract
An updated EquiTrust Agent Contract must be signed by March 29, 2019. This will facilitate normal processing of future new business and will assure uninterrupted online and mobile-app access to your existing business.

If you submitted a life or annuity case within the last two years, you need to sign only the updated Agent Contract. If you are contracted for both annuity and life insurance, a single signed contract will cover both lines. To print the updated Agent Contract, click here and fax back to 309-346-2821

Liberty Bankers Life  Recently Updated Rates 

 Previous Updates 

Commission increase on the Liberty Legacy to 14% Click here for Product Info

Cross Border Sales
Non-Resident Sales - There is increased regulatory scrutiny of marketing activity in states where the owner does not reside. Therefore, effective April 1st, we will no longer accept applications from states other than the proposed OWNER’S state of residence.  Please refer to attached Compliance Alert for greater details.  From a producer’s perspective, make sure the suitable product is approved for sale and you are currently licensed and appointed in the owner’s state of residence.

Guarantee Income Life Current Rates

 Previous Updates 

Rate Changes Effective March 1st.
Guaranty 4:
3.15% ↑
Guaranty 6:
3.85% ↓
New Administrative Office in Topeka, Kansas
Insurance Producer Contact Information


Sales Desk:
GILICO – 800.535.8110
Email –
Administration Office:   used for Non-Money
The overnight address:
5801 SW 6th Ave
Mail Zone 8583
Topeka, KS 66675-8583
  PO Box 758583
Topeka, KS 66675-8583
    used for money
    PO Box 758586 –
Topeka, KS 66675-8586
1-833-444-5426 (1-833-4-GILICO)   Fax# is 785-228-4505

National Life Group Current Rates

 Previous Updates 

Do you have clients who:

Bank of America Merrill Lynch GPA Index
Barclays Low Vol 5 Index

View the Full Training Calendar to Register

North American   Recently Updated Rates 

 Previous Updates 

New Indexing Options on the Performance Choice 8, 8 Plus, 12 and 12 Plus.

Important product changes
North American Charter® Plus fixed index annuity 1% additional premium bonus special ends February 26, 2019 

GREAT NEWS - NAC IncomeChoice® 10 is back
NAC IncomeChoice® 10 fixed index annuity is back Jan. 15
Get updated materials and rates
Strategic Design AnnuitySM X fixed index annuity available in Delaware, Indiana, Maryland and Massachusetts on Jan. 15
Click here for details
800.228.2926 (toll free)
*For agent use only - not to be used in sales situation*
Disclaimer: Products and services referred to in this offer may not be available in all states or jurisdictions

Copyright © 2019 ANBC Inc. All rights reserved.
ANBC Inc. 1333 El Camino Drive, Suite 100, Pekin, IL 61154

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